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17 July 2005
17 July 2005


“Good jobs leads to wealth.”
A job should be only a temporary source of income. A permanent one requires that you make your money work for you.
My own example is working for an airline at a younger age, and creating my own small business such as owning a few restourants and cafe's at retirement. Its not about having the good job, but bieng smart and working hard for your future.
So whatever you do, be in business for yourself and apply your money industriously. You are always the CEO of your endeavors. Make some wise financial first moves today so you can look forward to the future with great confidence!

“Money is the root of all evil.”
I think a much more accurate statement is that the lack of money is the root of all evil wouldn't you agree?. People have to address their primary needs to live, and the more basic they are, the easier the leap is to give in on their values and break the law. Is money dirty? From a certain perspective, sure. And if you limit your view to that perspective, that’s what you’ll see, that’s the reality you’ll create for yourself. But money can also be plentiful, abundant, it can be about freedom, choice, empowerment, value and goodness.

“If my parents were rich, I would have made it.”
Its rediclous to say that rich people are rich becuase they came from a rich family. This may be true to some, however... rich families didn't start out rich to begin with. Its all about hard work! Keep in mind that most super rich people today came from poor families and some from average families. But even those from rich families had to create their own personal wealth. Everyone has the potential to make a shift in their relationship towards money.

Rich people are greedy.”
Most narrow minded idiots will and still beleave this misconception. Aside from the fact that this is a broad generalization, it’s also not really true. The simple truth is that it’s terribly difficult to make money if you’re not generous. It’s just that the scummy rich are more played up in the media because it sells newspapers. And here is one principle you could live by: you can’t help the poor if you are yourself poor.

“Money isn’t important.”
There’s a significant difference between focusing on money and neglecting the rest of your life and the things you value. Unfortunately, this bias seems to equate focusing on money with neglecting other valuable things, when this is never true. If your interpretation of this myth leads you to neglect your financial health, sooner or later your poor financial health will become a problem. Money is like a friend - if you don’t treat it right, it’ll go away.

“If only 'they' helped me, I would have made loads of money.”
Anybody can run out of your life. You could be fired, government can dump you, your spouse might divorce you, and your family and friends could desert you. The only one person responsible for the quality of the life you live is you.

“Money can’t buy happiness and money won’t make you happy.”
In fact, very rich people rate substantially higher in satisfaction with life than very poor people do, even within wealthy nations. “There is overwhelming evidence that money buys happiness,” said economist Andrew Oswald of the University of Warwick in England.

“If I were rich, my friends would resent me.”
Friends who resent their friends’ success aren’t friends, at all --- its that plain and simple. Friends who block friends’ attempts to succeed financially are called enemies in places where diplomacy isn’t all that important. If you hold yourself back from success in order to “be accepted by your friends”, you’re doing nobody any favors. You’re letting them down, and worse, you’re failing yourself by not trying to succeed. If your friends jelousy for your success becomes a hatred for you, then its a psychological issue they them selfs need to deal with.

“If the economy was better, I’d be wealthy.”
In any community, State, or country, there are millionaires. And there’s more than one way to build wealth, the key is to understand that there’s always an investment that’s good right now. There is money everywhere.

“If I really try to become rich and fail, I’ll be crushed.”
The unspoken part of this personal bias is that we’d rather never experience failure than expose ourselves to the remotest chance of success. If you never try to become rich, you’ll never become rich and the result will be exactly the same as if you’d tried and failed, with one exception. When you try, you give yourself a chance. If you don’t, you’ve guaranteed yourself failure.

“You need a break to become wealthy.”
Wealth is not an accident, it’s a function of your actions in your financial world - and your actions are directly shaped by your thoughts, feelings, and beliefs around money, value, and business. In fact the super rich weren’t lucky, they only prepared for luck. Opportunities and luck are created not waited for.

“I’ll save money when I have enough.”
Any amount of money you save, no matter how small, is enough to save. The person who say's you can't make a big difrerance with a dime is a fool. The habit, not the amount, is the key here. If you’re in the habit, managing and saving money won’t feel like work. Like any good habit, learning to save a little money every day can add up to big benefits in the long run.

“If I had large sum of money, I would have started saving and investing early.”
Little drop of water makes a mighty ocean. Start with the little you have. If you are waiting for a large amount, you will never make it. And the best time to start saving and investing is today. Start small, with just even $10 a paycheck or a little bit of money from a bonus or gift. If you get paid twice a month, then by saving $10 from each paycheck you’ll have saved $240 by the end of the year.

“Money corrupts people.”
Having a lot of money or having very little money doesn’t relate to what kind of values a person has. But, money has the power to take those values from within and out into the daylight. It has the power to reveal a person’s true nature and intentions once the bets are getting higher.

“If I didn’t have family or social responsibilities, I would have made millions.”
It is not all about your responsibilities, but how you frugally manage them. You have to be frugal with your money and spend on the most important stuffs.

“It’s better to give than to receive.”
Giving is a good thing, something I enjoy quite a bit, but there’s nothing wrong with receiving either. To say that one is better than the other is simply creating an imbalanced perspective. If you’re uncomfortable about receiving things, you’ll find ways not to - whether it’s gifts, income, anything. So an important skill to have, if you want to become wealthy, is in being able to receive as gracefully as you give. Some people see the glass half empty, others see it half full, I see it as a glass of water I can either give to someone or drink my self.

“Money doesn’t grow on trees.”
We all heard this from our parents when we wanted something and they decided that it was an inappropriate use for their money. We might even hear it coming out of our own mouths when we feel that we don’t have enough money to get something we want. You’re listening to the voice of defeat, telling you that something is impossible. Stop it!

“Rich people don’t care about the poor.”
How, precisely, would someone demonstrate care? By opening one’s checkbook and paying them? There are problems that money just can’t solve, and although it may be difficult to swallow, being poor is one of them. People who are financially strapped are that way for a reason, and giving them money will never touch that reason... all it will do is enable them to avoid solving the problem that’s making them poor. Its basicly taking thier dipendency to make money on their own, and preventing
them to learn from their mistakes by giving them instant gratification. Our government needs to see things like this and stop funding 50% of our GST's to NO GOOD DRUNKEN NATIVES! --- there I said it.

“I have to work very hard to become rich.”
So many hard working people are poor. The rich don’t work hard, they work very smart and they know how to handle money. It’s up to you how financially literate and intelligent you want to become. People knew the very basic laws of how to handle money as far back as 4000 to 6000 years ago and they are just as valid today.

“It takes money to make money.”
It takes money, no matter how small, to seize opportunities. If you believe that you can’t afford it, it will become true because you’ll never try to get it. It’s really that simple, and this myth puts you on the back foot.

“I’m a loser and a failure because my situation is hopeless.”
No, it’s not. Look at others. They made it out without bankruptcy. They grabbed every opportunity they could find. They even repaid a six-figure debt and survived to tell about it. There’s a way out for you, too. And if you will supply the commitment and determination, I promise you the inspiration, motivation, tools and information you need to take back control of your finances and turn your money life around.

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This entry was posted on 17 July 2005 by Glenn Lopez at 7/17/2005 04:08:00 AM. You can skip to the end and leave a response.

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